been refused a loan

Why you did not get approved for a loan

If you have been refused a loan you will know it’s a deeply frustrating moment in your life. Having a bank deny you money you need to pay off bills and debts you can drive a person crazy. You might think about turning to a life of crime to get the money you need to make your dreams come true. Trust me this is a bad idea. You really don’t want to do five years in a federal prison, believe me on that it’s not a good time. The better idea is to work to fix your credit so that you’ll get approved for a bank loan the next time you apply. Getting your fiscal house in order is the right play and I recommend you doing everything you can to take care of credit issues you’re dealing with so you can make a fresh start in your life.

The first thing you’ll want to do is get a credit report and see what is listed on it. If you have debts impacting your credit you’ll want to call the people holding those debts and see if you can work out a settlement to pay less on what you owe or work out a payment plan you can afford to pay off the charges and get them removed from your credit history.

been refused a loan

If there are charges on your credit card that you dispute you can file a claim to have the charge removed. There are many credit repair services that will help you out with this and will work for you to remove charges that should not be on your credit report. Identity theft is a big problem in the world today and a credit report could show that you are the victim of somebody stealing your identity. Knowing that someone has used your credit without your permission is the first step to finding a solution to the problem and clearing your name and re-establishing your good credit.

Another thing you can do after you’ve have been refused a loan and looked at your credit report is see what credit cards you can apply for and be accepted. Credit report companies want to see you have multiple accounts and be good with your money. If you can get a few cards that have bad interest rates and annual charges this is one of the prices you must pay to help restore your credit. Get these cards and use them sparingly to show the credit report companies you are being smart with your credit. Pay the bills off each month so the interest rates don’t begin to make the debt something you are chasing after. After a year or two of being smart with your credit and paying off debts you should be able to start getting better credit cards with lower interest rates and no annual fees.

If you have been refused a loan it’s not the end of the world. Take it as a wake-up call to finally fix your credit and work hard to get a good credit score.

work from home jobs

A Quick Look At Work From Home Jobs

The corporate world is certainly no walk in the park and if you’re like most people, you dream about quitting your job and working from home. Many people think that its impossible to do so or make as much or more money than they currently do at their job. However, this is limited thinking and it is quite possible to work from home or anywhere and make a lot of money while having all the time and freedom possible. Imagine how much extra time you’d have to spend with your children and your loved ones as well as pursue hobbies and various interests. So, with that said, we will now take a closer look at work from home jobs.

One of the best work from home jobs is that of an affiliate marketer. This is where you basically find and promote other people’s products and get a commission for every sale or action that is taken. There are many different types of affiliate marketing that you can do, but the most popular one is through using SEO to get traffic. Basically, if you find a product that you’re interested in promoting, you need to find out if they have an affiliate program. Once they do, you can create your own website, do SEO and get organic traffic. You can then funnel this traffic towards the product and you get a commission for each sale. Of course, a good affiliate marketer promotes many different products and gets traffic in a variety of ways including paid and free traffic.

work from home jobs

Another popular job that you can do from home is that of an SEO consultant. Once you learn how to do SEO, you can easily do it for other websites and businesses. Learning SEO isn’t very difficult, once you learn from the top sources and get a lot of practice. You can use this knowledge to help local businesses rank for their keywords, and they can pay you based on rankings or on a monthly basis. SEO consulting is extremely popular and you can even build out a team or agency to help you and increase your profits.

In the event that you don’t want to promote other people’s products, you can actually create your own. If for example, you are passionate about fishing, then you can create a fishing based website and sell your own products such as ebooks on how to fish or how to find the best fishing spots. There are literally no limits, once you can find an audience. Of course, building this type of business takes time and you will need to exercise a lot of patience. However, it is extremely fulfilling to create your own business and sell your own products as oppose to someone elses.

In conclusion, when it comes to work from home jobs, there are many options available to you. You can easily do freelance work with your current skills and work for a variety of companies. Alternatively, you can create your own business and become your own boss.